Because of income inequality and a lack of compassionate leaders, America has a serious homeless problem. One growing segment consists of people who live in their cars and many of them  are homeless despite being employed. They are usually not homeless not by choice, but because they cannot afford housing near their work.

Such people lack political power and are often the subject of negative stereotypes, it is not surprising that municipalities have tried to “solve” the problem by laws that crack down on living in cars. As would be expected, these laws have not been effective. Churches, charity groups and some communities have attempted to address the problem in a more positive way by establishing safe parking areas for the homeless. In some cases, there is access to showers and bathrooms. This situation raises moral concerns about what, if anything, should be done to help the homeless. This is, obviously enough, part of the broader moral question of what we owe other people.

One approach, as noted above, is to try to solve the problem by banning people from sleeping in their vehicles in public areas. This gives people the choice between trouble with the law or leaving. If these laws are widespread, then leaving becomes a problem, as there will be fewer places to go. Also, those with employment are tied to their jobs and moving would only make things worse. If they stay, they can end up losing their car to fines and impoundment, which will leave them without shelter and transportation. This solution is also cruel as it punishes people for being poor and unable to find affordable housing. It could be objected that these people could easily drive somewhere, find a new job and get affordable housing. However, if it were so easy for them to do this, then they would have done so already.

Another approach, as mentioned above, is for charity, churches and communities to create safe parking for the homeless. While this is preferable to using the police against the poor and the powerless, it does have some problems. One concern is the cost of the lots and resources used to pay for them could pay for housing. Another concern is that the lots used by the homeless are not usable by others, reducing available parking. But this could be addressed by improving public transportation, which we should be doing anyway.

 Perhaps the greatest concern is that while the homeless need not fear the police and have some safety, they are still living in their cars in a parking lot, which is stressful, unpleasant and difficult. The fact that they do not have a permanent residence also creates other problems, such as where the children can attend school. As such, while such safe lots are a step up from parking illegally or “in the wild”, they are hardly ideal and do not address the underlying problems.

Obviously enough, the main reason that the working homeless live in their cars is that they cannot afford housing. This can be explained in terms of either their pay being too low or the cost of housing being too high. As such, the underlying problem is financial, and this suggests two obvious solutions.

The first is to increase wages so that the working homeless can afford at least basic, safe housing. The obvious problem is determining how this should be done. While some employers do provide sufficient wages, it would be foolish to think that most will willingly pay a living wage. Another option is to use the coercive power of the state, not against the homeless, but to compel employers to pay more. This raises the usual objections about the state interfering with the “free” market.

The second solution is to provide more affordable housing. As with better pay, this could be done by the private sector (landlords voluntarily making less money) or by the state (compelling more affordable housing). As always, this raises the usual objections about the state interfering with the “free” market.

As noted above, one could argue that the working homeless should find better jobs or move someplace with lower housing costs. While this has some appeal, the working homeless driving away would be a problem for the welathy: if the people who clean their houses, make them lattes, teach their kids, put out their fires, police their streets, and work in their startups are forced to move too far away, then the rich will be left without these services. Perhaps this is why Silicon Valley is working so hard on robots. As such, even the rich have a reason to support better pay, affordable housing, or better public transportation (until the robots arrive). However, expecting rational self-interest or moral concerns about the well-being of others to solve the problem within the private sector is irrational. Also, solving social problems is not really the job of the private sector. Dealing with social issues is one reason we have governments. So, if the problem is to be addressed effectively, then the power of the state would be needed.

As noted above, using the coercive power of the state against the homeless is not an effective solution and is not ethical. As such, the state should use our resources to address wages or housing costs. As noted above, many would object to the state interfering in the market (except, obviously, when the state’s interference is to their advantage) by compelling change in wages or the cost of housing. However, the Lockean view of the state is that it exists for the good of the people and using it to slightly reduce the wealth of the wealthy so the less well-off do not have to live in their cars is morally justified. At least for those who subscribe to the Lockean view of the state. But not everyone subscribes to this view of the purpose of the state and even Lockeans might see this as unjustified.

Another option that does not involve increasing wages or increasing affordable housing is for the state (and perhaps some in the private sector) to invest in affordable, reliable and fast public transportation that would allow workers to live where housing is affordable and commute into the upper-class zones for work. This approach would have the negative effect of enhancing the growing division between the classes in America: the rich will dwell within their enclaves, while those who teach their children, make their lattes, clean their houses, fight their fires, and police their streets will be transported in to do their work, then shipped out when they are done. But at least they won’t be living in their cars. Life in America is a choice between dystopias, at least under the current system.